Top 10 Finance Books Every Indian Must Read in 2025

Top 10 Finance Books

Table of Contents

1. Introduction
2. Why Read Finance Books in 2025?
3. Top 10 Finance Books Every Indian Must Read
4. Final Thoughts
5. FAQs

Introduction

If you’re an Indian in 2025 looking to take control of your financial life—be it saving, investing, or building wealth—the best place to start is reading the right finance books.

Books offer not just knowledge but mindset shifts. While social media gives quick hacks, books give deep understanding. In this blog, we’ll explore the top 10 finance books that every Indian must read to achieve financial independence.

Why Read Finance Books in 2025?

• 📉 Financial literacy is still shockingly low in India.
• 💳 Young adults are stuck in debt traps and poor budgeting habits.
• 💰 Investments are misunderstood, especially by beginners.

By reading even 2-3 books from this list, you’ll be ahead of 90% of Indians in terms of financial knowledge.

Top 10 Finance Books Every Indian Must Read

1. Rich Dad Poor Dad – Robert Kiyosaki

This is the most recommended personal finance book in the world. It teaches the difference between assets and liabilities, and how the rich think differently.

Why it’s great for Indians: It teaches you to break the mindset of “study hard, get a job” and instead focus on wealth creation and financial freedom.

• Don’t work for money, make money work for you
• Invest in assets, not liabilities
• Financial education is more powerful than academic degrees

2. The Psychology of Money – Morgan Housel

This book goes beyond numbers. It explores how human behavior affects financial decisions.

Why Indians love it: It’s a modern-day classic that explains how to avoid common emotional mistakes in investing and saving.

• Wealth is what you don’t see
• Compounding takes time—be patient
• Control your ego, not your portfolio

3. Let’s Talk Money – Monika Halan

This book is specifically written for Indian readers and helps you structure your financial life with simple, actionable advice.

• Keep emergency funds
• Choose mutual funds over insurance products for investing
• Plan your financial life by goals, not random numbers

4. The Intelligent Investor – Benjamin Graham

This is the Bible of value investing, and Warren Buffett’s favorite book.

• Always invest with a margin of safety
• Understand the difference between investor vs speculator
• Markets are irrational in the short term, but wise in the long term

5. Think and Grow Rich – Napoleon Hill

It’s more about mindset and wealth attraction than money management, but very powerful for building a rich mindset.

• Desire backed with faith creates success
• Persistence beats talent
• Your subconscious mind can attract wealth

6. Coffee Can Investing – Saurabh Mukherjea

An excellent book for Indian stock market investors. It promotes a long-term, low-churn strategy for high returns.

• Buy high-quality stocks and hold for 10+ years
• Don’t get influenced by market noise
• Simplicity outperforms complexity

7. The Millionaire Next Door – Thomas Stanley

It shows how real millionaires live: modestly, budget-conscious, and focused on building wealth quietly.

• Most millionaires don’t look rich
• Discipline > luck
• Wealth = income – expenses invested wisely

8. You Can Be Rich Too – PV Subramanyam & M Pattabiraman

A practical guide to planning your life goals and investing accordingly.

• Save for retirement early
• Choose investments based on goals, not returns
• Avoid mixing insurance and investment

9. The Richest Man in Babylon – George Clason

An old classic, but timeless. It uses Babylonian parables to teach fundamental money principles.

• Save at least 10% of your income
• Invest wisely and protect your money
• Pay yourself first

10. Common Stocks and Uncommon Profits – Philip Fisher

A great follow-up for those who love equity investing. It discusses how to evaluate stocks qualitatively.

• Focus on long-term growth stocks
• Evaluate management quality
• Look for innovation and market leadership

Final Thoughts

Reading just one book won't make you rich overnight. But reading these 10 finance books will give you a strong financial foundation, the right mindset, and the courage to take action.

Whether you’re 18 or 60, an employee or entrepreneur, these books can change your financial future. Start with one book a month. Make notes. Apply learnings. Track progress.

📘 Remember: In personal finance, knowledge compounds just like money.

FAQs

Q1. Which is the best finance book for Indian beginners?

A: Let’s Talk Money by Monika Halan is perfect for beginners in the Indian context.

Q2. Can finance books actually help me become rich?

A: Books provide the knowledge, mindset, and roadmap. You still need action, discipline, and consistency.

Q3. How do I start applying lessons from these books?

A: Start by tracking your expenses, creating a budget, learning about SIPs, and avoiding bad debt.

Q4. Are these books available in Hindi or regional languages?

A: Many of them are available in Hindi, Tamil, Telugu, and other Indian languages.

Q5. How many finance books should I read in a year?

A: Even 6 books a year (one every two months) can drastically change your financial life.